Crowdlending

How it works

Select a project

Choose a project to finance that fits your risk-return profile. The subordinated loan is always backed by a registered mortgage note in the land register.

Become a lender

Access full description, detailed documents and expert analysis for each project. Complete your investment in just a few clicks through our fully digital platform.

Regular interest payments

Foxstone ensures that your interest payments are securely transferred to your bank account and displayed online, making it easy to track performance. You receive regular project updates and annual financial reports about the borrower directly on your personal dashboard.

Repayment of your loan

At maturity, you will receive your capital back and the outstanding interest payment.

FAQs

What are Foxstone’s fees for crowdlending?

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Foxstone charges structuring and fundraising fees as a percentage of the loan amount.

Which title certifies the loan?

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The loan is materialized by a debt contract issued by the borrowing company which owns the construction project or the building to be refinanced.

What is crowdlending?

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Crowdlending is the granting of a loan to a real estate company in order to finance a real estate development project or refinance an existing real estate asset. Investors receive a fixed interest on a quarterly basis and recover their capital at the maturity of the loan, the duration of which varies from 1 to 5 years. They have the possibility to put their loan contracts up for sale at any time on our secondary market.

What are the documents required to complete a transaction?

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Each investor expressing an interest in an offer receives the investment file including:

The investment brochure,
The loan agreement

And must fill, sign and return the following documents:

The subscription form,
The power of attorney form in two copies,
The bank accreditation form (information on the investor and the origin of the funds),
The document for the notary.

These documents are required by the mortgage provider and the notary.

How can I monitor the progress of a project?

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The real estate developer supplies quarterly reports (according to the project) on the project’s progress with photos of the construction site. Foxstone synthesizes these reports and publishes them on the investor’s online dashboard for an easy consultation.

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